Moving Insurance Tips


Moving Insurance is one of the important parts of the move. No one can guarantee that your household goods will arrive to their destination city, state or country, in the same condition it started at the origin. Damage to household goods can occur when the movers loading and unloading the moving truck, while the moving truck is on the road, and in the company storage.

Most Moving Insurance Policies don't cover completely the value of your property if lost or damaged.

Types of Moving Insurance


Declared Value: The value of your possessions is based on the total weight of the shipment multiplied by a specific amount per pound.

Lump Sum Value: If you have valuable possessions and they do not weigh much, you may need insurance that is based more on cost of household goods than weight. Lump sum value means that you can purchase moving insurance for a specific amount per $1,000 of value.

Full Value Protection: Coverage includes damaged, lost and destroyed property. The coverage of the full value protection will pay for replacement or repair of the household goods that are damaged.

Tip: It is a good idea to take photographs of the household goods that you are moving before the mover load them up to the truck just in case that you will have a claim after the move.

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